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What does a financial planner actually do?

What does a financial planner actually do?

When you need a haircut, you find a hairdresser. When your car needs fixing, you look up a local mechanic. So, when it comes to the health of your wealth, you should invest in the services of a financial planner. But what do these mysterious beings actually do?

Well, they strategise. They empower. They educate.

Financial planners look at the big picture and teach you how to save, to grow your wealth and, in turn, to create that dream lifestyle you have always imagined.

They give you tools to budget better, provide advice about mortgages and loans, review your debt, and help devise investment strategies. By working with a financial planner you get your money’s worth, literally.

Let’s take a look at how a financial planner can help you, today and in the long-run.

One small step for you, one giant leap for your bank account

Your financial planner will map out your long-term financial goals, before creating a strategy with actionable steps to achieve your desired lifestyle.

They will make your existing cash flow work harder for you, whether that means investing in shares or real estate, optimising your tax benefits or putting aside cash into term deposits or self-managed super funds.

Finally, your financial planner will show you how to protect yourself and your family against unforeseen events that could jeopardise your wealth.

Breaking it down

Let’s face it, the finance industry is a multifaceted Rubik’s cube and not everyone is good at solving puzzles. Most everyday people are unaware of the intricacies involved in various types of investments and many lack the time to research wealth creation strategies. That’s why you need expert advice from professionals who know the game and how to win.

Financial planners understand the enigma. They break down the complex elements into easy-to-understand, bite-sized pieces.

Who needs a financial planner?

Financial planners are not just for the wealthy. The earlier you learn how to be smart with your money, the sooner you can create a secure financial future and ultimately enjoy your dream lifestyle.

Everybody of working age can benefit from engaging the services of a financial planner.

Find the perfect financial planner

Looking for a reputable financial planner? LDB offers financial planning and wealth creation advice to help you get the most out of your assets and build your wealth.

Please call (03) 9875 2900 or fill in the contact form below to find out how one of our specialists can help you better manage your wealth.

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