Planning your ideal retirement
Are you prepared for a longer, healthier retirement?
For a growing number of people, it’s quite realistic to expect to spend 30 or more years as a retiree, making retirement planning one of the most important priorities of financial planning.
Australians are living longer, healthier lives than ever before. For a growing number of people, it’s quite realistic to expect to spend 30 or more years as a retiree, making retirement planning one of the most important priorities of financial planning. Have you ever wondered, how much is enough to retire? We’re here to help you work through it and get a solid plan in place.
Typically, we think of retirement planning as being for the over 40s or 50s, but compulsory employer superannuation contributions mean most working Australians have a retirement plan. It’s just that many don’t know it. With the power of compound interest, funds invested in our 20s can grow enormously by the time we are ready to retire.
“Decisions made right at the start make a big difference to our future nest eggs. In other words, retirement planning is for everyone.”
The value of expertise
Many people are put off retirement planning by the complexities and frequent changes that apply to our superannuation and tax systems. However, this complexity creates opportunities that can significantly boost our future wealth.
The key to unlocking those opportunities is good advice.
LDB’s financial planners and accountants are experts in the design and ongoing management of retirement plans.
Coupled with comprehensive services
Our in-depth knowledge of all aspects of this important area of wealth creation includes:
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Strategic planning
Our experts help you develop a clear roadmap for your business’s future, identifying opportunities and mitigating risks to ensure long-term success.
Financial analysis
We provide in-depth financial analysis to help you understand your business’s performance, identify trends, and make informed decisions.
Business structuring
Optimise your business structure to enhance efficiency, reduce costs, and ensure compliance with regulatory requirements.
Operational efficiency
We work with you to streamline your operations, improving productivity and profitability through process optimisation and technology integration.
Market expansion
Our team provides strategic advice on entering new markets, helping you grow your business while managing risks and capitalising on opportunities.
Succession planning
Ensure a smooth transition when you’re ready to step down, with comprehensive succession planning that protects your business and legacy.
Risk management
Identify and mitigate potential risks with our expert risk management services, safeguarding your business against unforeseen challenges.
Funding and capital raising
We assist in securing funding and capital, providing guidance on the best financing options to support your business growth and development.
Start planning
What’s the state of your retirement plan? Does it need a tune up to get it working hard for you?
If so, call LDB on (03) 9875 2900 or fill in the contact form below, and let’s get the ball rolling.
Personalising your retirement journey
Retirement planning encompasses various critical considerations. For individuals who have dedicated their careers to diligent work and are now approaching retirement, the decision to retire can be emotionally charged. Furthermore, the financial aspects of retirement planning add another layer of complexity.
At LDB, we empathise with the emotional and financial complexities that retirees commonly face. We are committed to being a reliable and trusted advisor who can provide the guidance and support necessary to navigate these challenges. Our goal is to assist you in crafting a retirement plan that aligns with your aspirations and financial well-being, ensuring you achieve the retirement you rightfully deserve.
TESTIMONIALS
Hear what they’re saying about our services
Steve Thompson2025-07-24Trustindex verifies that the original source of the review is Google. I have been with LDB for many years and very satisfied with their service and efficiency. Thank you Trevor Martin2025-06-12Trustindex verifies that the original source of the review is Google. In our 7th year with Advisor Tim O'L at LDB. What is important to us is alignment & communication, expertise & results, trust, reliability and Advisor back up from LDB Group. In short, our experience is 5 Star on each dimension! Thanks! LEON2025-06-09Trustindex verifies that the original source of the review is Google. Spoke to Florence and Tim about deceased estate and pension implications. They were informative, empathetic and supportive. I am more than happy to use LDB Group when the time comes. Nicholas Blatch2025-06-06Trustindex verifies that the original source of the review is Google. LDB Group came highly recommended, and they’ve exceeded expectations across the board. Florence has been incredibly helpful, providing valuable advice throughout the process. I’ll continue using LDB and wouldn’t hesitate to recommend them to others. Blake D2025-05-23Trustindex verifies that the original source of the review is Google. Would highly recommend the team at LDB Group. Had a quick chat with Florence and she was more than helpful and efficient with sorting out my tax queries. Will be using LDB Group going forward. meagan_a_clark2025-05-23Trustindex verifies that the original source of the review is Google. I've entrusted LDB Group with my small business accounting needs for many years, and their unwavering professionalism and support have been invaluable. During a recent ATO audit, their expertise and guidance provided me with much-needed peace of mind. I hold LDB Group in the highest regard and wholeheartedly recommend their services to anyone seeking reliable and dedicated financial advisors. Steven Medway2025-05-20Trustindex verifies that the original source of the review is Google. Outstanding service. Excellent attention to detail. Super helpful. And cool people to work with. LDB are the best accountants that I've ever worked with. Highly recommended. Catherine Grayson2025-05-13Trustindex verifies that the original source of the review is Google. Florence and her team are absolutely outstanding. They consistently provide timely, thoughtful advice and deliver service of the highest quality. Their professionalism, reliability and attention to detail set them apart. I highly recommend Florence to anyone seeking exceptional support and expertise. Georgia Murch2025-02-08Trustindex verifies that the original source of the review is Google. LDB are pure professionals. From the minute you walk in the door or connect online. And they deeply care about their clients.Load more