Product disclosure statements
This page is maintained to ensure full compliance and transparency regarding the financial products and services we advise on. All documents linked below, including Product Disclosure Statements (PDS), are the latest available versions, effective 24 October 2025.
Disclaimer: A copy of the relevant PDS must be obtained and considered prior to making a decision to acquire or continue to hold any financial product. LDB does not guarantee the currency of these documents once downloaded and accepts no liability for decisions made without review of the full, current PDS.
Cash/Term Deposits
AMP SuperEdge Saver – High Interest Cash Account
Version 2
ANZ Bank – Term Deposit
Version 7
Auswide Bank – Term Deposit
Version 1
Bank of Melbourne – Term Deposit
Version 2
Bank of Queensland – Term Deposit
Version 5
BT – Term Deposit
Version 2
Goldfields Money – Term Deposit
Version 1
Heartland Bank – Term Deposit
Version 1
Judo Bank – Term Deposit
Version 3
Macquarie Accelerator Account
Version 5
Macquarie Bank – Term Deposit
Version 5
Macquarie Cash Management Account
Version 6
Members Equity (ME) Bank – Term Deposit
Version 6
MyState Bank – Term Deposit
Version 2
NAB – Term Deposit
Version 5
St George Bank – Term Deposit
Version 3
Westpac Bank – Term Deposit
Version 3
Annuity Products
Challenger – Liquid Lifetime Annuity
Version 1
Generation Life – Investment Bond
Version 1
Insurance Products
AIA Priority Protection
Version 1
Asteron Life Complete
Version 1
OnePath OneCare Insurance
Version 1
TAL Accelerated Plan Insurance
Version 1
Zurich Wealth Protection Insurance
Version 1
Investment Platforms
Asgard Open eWrap Investment Account
Version 1
Asgard Open eWrap Super Pension
Version 1
BT Panorama Investment Account
Version 1
BT Panorama Super Pension
Version 1
Netwealth Investment Account
Version 1
Netwealth Super Pension
Version 1
Managed Funds
Allan Gray Australian Equity Funds (ETL0060AU)
Version 1
Ardea Real Outcome Bond Complex ETF (XARO)
Version 1
Ausbil Australian Active Equity Fund (AAP0103AU)
Version 1
Ausbil Microcap Fund (AAP0007AU)
Version 1
Australian Ethical Australian Share Fund (AUG0018AU)
Version 1
Balmain Opportunity Trust – Class A Units
Version 1
Betashares Active Australian Hybird Fund (HBRD)
Version 1
BetaShares Australian High Interest Cash ETF (AAA)
Version 1
BetaShares Australian Investment Grade Corporate Bond (CRED)
Version 1
Clearbridge Global Infrastructure Value Fund (TGP0008AU)
Version 1
Clearbridge Real Income Fund (SSB0026AU)
Version 1
Epoch Global Equity Shareholder Yield (Unhedged) Fund (GSF0002AU)
Version 1
Fidelity Australian Equities Fund (FID0008AU)
Version 1
IFP Global Franchiser Fund (MAQ0404AU)
Version 1
IFP Global Franchiser Fund II (MAQ3060AU)
Version 1
Ironbark Renaissance Australian Small Companies Fund (PAT0002AU)
Version 1
iShares Core Composite Bond ETF (IAF)
Version 1
IShares MSCI EAFE ETF (IVE)
Version 1
iShares MSCI Emerging Markets ETF (IEM)
Version 1
Janus Henderson Tactical Income Fund (IOF0145AU)(TACT)
Version 1
Macquarie Income Opportunities Fund (MAQ0277AU)
Version 1
Magellan Global Fund (MGOC)
Version 1
OC MicroCap Fund (OPS0004AU)
Version 1
Ophir High Conviction Fund (PIM4401AU)
Version 1
Partners Group Global Value Fund (ETL0277AU)
Version 1
Perpetual Australian Share Fund (PER0049AU)
Version 1
Perpetual Diversified Income Fund (PER0260AU)
Version 1
Perpetual Real Return Fund (PER0556AU)
Version 1
PIMCO Income Fund (ETL0458AU)
Version 1
Platinum International Fund (PLA0002AU)
Version 1
ROBO Global Robotics & Automation ETF (ROBO)
Version 1
SGH Ice Fund (ETL0062AU)
Version 1
Spheria Australian Microcap Fund (WHT0066AU)
Version 1
Torica Absolute Return Income Fund (MST0002AU)
Version 1
VanEck Australian Equal Weight ETF (MVW)
Version 1
VanEck Australian Property ETF (MVA)
Version 1
VanEck Australian Subordinated Debt ETF (SUBD)
Version 1
VanEck FTSE Global Infrastructure (Hedged) ETF (IFRA)
Version 1
VanEck MSCI World ex-Australia Quality (Hedged) ETF (QHAL)
Version 1
VanEck MSCI World ex-Australia Quality ETF (QUAL)
Version 1
Vanguard All-World ex-US Shares Index ETF (VEU)
Version 1
Vanguard Australian Fixed Interest Index ETF (VAF)
Version 1
Vanguard Australian Property Securities Index ETF (VAP)
Version 1
Vanguard Australian Shares High Yield ETF (VHY)
Version 1
Vanguard Australian Shares Index ETF (VAS)
Version 1
Vanguard FTSE Emerging Markets Shares ETF (VGE)
Version 1
Vanguard Global Value Equity Active ETF (VVLU)
Version 1
Vanguard MSCI Australian Small Companies Index ETF (VSO)
Version 1
Vanguard MSCI Index International Shares (Hedged) ETF (VGAD)
Version 1
Vanguard US Total Market Shares Index ETF (VTS)
Version 1
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