Planning your ideal retirement
Are you prepared for a longer, healthier retirement?
For a growing number of people, it’s quite realistic to expect to spend 30 or more years as a retiree, making retirement planning one of the most important priorities of financial planning.
Australians are living longer, healthier lives than ever before. For a growing number of people, it’s quite realistic to expect to spend 30 or more years as a retiree, making retirement planning one of the most important priorities of financial planning. Have you ever wondered, how much is enough to retire? We’re here to help you work through it and get a solid plan in place.
Typically, we think of retirement planning as being for the over 40s or 50s, but compulsory employer superannuation contributions mean most working Australians have a retirement plan. It’s just that many don’t know it. With the power of compound interest, funds invested in our 20s can grow enormously by the time we are ready to retire.
“Decisions made right at the start make a big difference to our future nest eggs. In other words, retirement planning is for everyone.”
The value of expertise
Many people are put off retirement planning by the complexities and frequent changes that apply to our superannuation and tax systems. However, this complexity creates opportunities that can significantly boost our future wealth.
The key to unlocking those opportunities is good advice.
LDB’s financial planners and accountants are experts in the design and ongoing management of retirement plans.

Coupled with comprehensive services
Our in-depth knowledge of all aspects of this important area of wealth creation includes:
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Strategic planning
Our experts help you develop a clear roadmap for your business’s future, identifying opportunities and mitigating risks to ensure long-term success.
Financial analysis
We provide in-depth financial analysis to help you understand your business’s performance, identify trends, and make informed decisions.
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Optimise your business structure to enhance efficiency, reduce costs, and ensure compliance with regulatory requirements.
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We work with you to streamline your operations, improving productivity and profitability through process optimisation and technology integration.
Market expansion
Our team provides strategic advice on entering new markets, helping you grow your business while managing risks and capitalising on opportunities.
Succession planning
Ensure a smooth transition when you’re ready to step down, with comprehensive succession planning that protects your business and legacy.
Risk management
Identify and mitigate potential risks with our expert risk management services, safeguarding your business against unforeseen challenges.
Funding and capital raising
We assist in securing funding and capital, providing guidance on the best financing options to support your business growth and development.
Start planning
What’s the state of your retirement plan? Does it need a tune up to get it working hard for you?
If so, call LDB on (03) 9875 2900 or fill in the contact form below, and let’s get the ball rolling.
Personalising your retirement journey
Retirement planning encompasses various critical considerations. For individuals who have dedicated their careers to diligent work and are now approaching retirement, the decision to retire can be emotionally charged. Furthermore, the financial aspects of retirement planning add another layer of complexity.
At LDB, we empathise with the emotional and financial complexities that retirees commonly face. We are committed to being a reliable and trusted advisor who can provide the guidance and support necessary to navigate these challenges. Our goal is to assist you in crafting a retirement plan that aligns with your aspirations and financial well-being, ensuring you achieve the retirement you rightfully deserve.
TESTIMONIALS
Hear what they’re saying about our services
Blake D2025-05-23Trustindex verifies that the original source of the review is Google. Would highly recommend the team at LDB Group. Had a quick chat with Florence and she was more than helpful and efficient with sorting out my tax queries. Will be using LDB Group going forward. meagan_a_clark2025-05-23Trustindex verifies that the original source of the review is Google. I've entrusted LDB Group with my small business accounting needs for many years, and their unwavering professionalism and support have been invaluable. During a recent ATO audit, their expertise and guidance provided me with much-needed peace of mind. I hold LDB Group in the highest regard and wholeheartedly recommend their services to anyone seeking reliable and dedicated financial advisors. Steven Medway2025-05-20Trustindex verifies that the original source of the review is Google. Outstanding service. Excellent attention to detail. Super helpful. And cool people to work with. LDB are the best accountants that I've ever worked with. Highly recommended. Catherine Grayson2025-05-13Trustindex verifies that the original source of the review is Google. Florence and her team are absolutely outstanding. They consistently provide timely, thoughtful advice and deliver service of the highest quality. Their professionalism, reliability and attention to detail set them apart. I highly recommend Florence to anyone seeking exceptional support and expertise. Georgia Murch2025-02-08Trustindex verifies that the original source of the review is Google. LDB are pure professionals. From the minute you walk in the door or connect online. And they deeply care about their clients. Raphael Blanchet2024-10-03Trustindex verifies that the original source of the review is Google. Tim O'Loughlin (LDB Senior Manager ‑ Financial Planning) has been providing advice for my mother’s SMSF over the last couple of years since my dad passed away. Tim has got us up to speed and provided sound investment advice to date, which importantly has translated into positive outcomes for the fund and for my retired mum. Tim has also been very proactive in responding to questions and actions. It’s reassuring to see Tim supporting the financial interests of my mother and as such I am really happy to recommend Tim based on the service and engagement so far. Keep up the good work Tim! Hugh Corr2024-08-12Trustindex verifies that the original source of the review is Google. Have worked with Tim O'Loughlin financial advisor for a number of years. His advice and knowledge is exemplary and without hesitation would recommend him and the services offered by LDB.Load more