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Product disclosure statements

This page is maintained to ensure full compliance and transparency regarding the financial products and services we advise on. All documents linked below, including Product Disclosure Statements (PDS), are the latest available versions, effective 24 October 2025.

Disclaimer: A copy of the relevant PDS must be obtained and considered prior to making a decision to acquire or continue to hold any financial product. LDB does not guarantee the currency of these documents once downloaded and accepts no liability for decisions made without review of the full, current PDS.

Cash/Term Deposits

AMP Bank – Term Deposit

Version 7

AMP SuperEdge Saver – High Interest Cash Account

Version 2

ANZ Bank – Term Deposit

Version 7

Auswide Bank – Term Deposit

Version 1

Bank of Melbourne – Term Deposit

Version 2

Bank of Queensland – Term Deposit

Version 5

BT – Term Deposit

Version 2

Goldfields Money – Term Deposit

Version 1

Heartland Bank – Term Deposit

Version 1

Judo Bank – Term Deposit

Version 3

Macquarie Accelerator Account

Version 5

Macquarie Bank – Term Deposit

Version 5

Macquarie Cash Management Account

Version 6

Members Equity (ME) Bank – Term Deposit

Version 6

MyState Bank – Term Deposit

Version 2

NAB – Term Deposit

Version 5

St George Bank – Term Deposit

Version 3

Westpac Bank – Term Deposit

Version 3

Annuity Products

Challenger – Liquid Lifetime Annuity

Version 1

Generation Life – Investment Bond

Version 1

Insurance Products

AIA Priority Protection

Version 1

Asteron Life Complete

Version 1

OnePath OneCare Insurance

Version 1

TAL Accelerated Plan Insurance

Version 1

Zurich Wealth Protection Insurance

Version 1

Investment Platforms

Asgard Open eWrap Investment Account

Version 1

Asgard Open eWrap Super Pension

Version 1

BT Panorama Investment Account

Version 1

BT Panorama Super Pension

Version 1

Netwealth Investment Account

Version 1

Netwealth Super Pension

Version 1

Managed Funds

Allan Gray Australian Equity Funds (ETL0060AU)

Version 1

Ardea Real Outcome Bond Complex ETF (XARO)

Version 1

Ausbil Australian Active Equity Fund (AAP0103AU)

Version 1

Ausbil Microcap Fund (AAP0007AU)

Version 1

Australian Ethical Australian Share Fund (AUG0018AU)

Version 1

Balmain Opportunity Trust – Class A Units

Version 1

Betashares Active Australian Hybird Fund (HBRD)

Version 1

BetaShares Australian High Interest Cash ETF (AAA)

Version 1

BetaShares Australian Investment Grade Corporate Bond (CRED)

Version 1

Clearbridge Global Infrastructure Value Fund (TGP0008AU)

Version 1

Clearbridge Real Income Fund (SSB0026AU)

Version 1

Epoch Global Equity Shareholder Yield (Unhedged) Fund (GSF0002AU)

Version 1

Fidelity Australian Equities Fund (FID0008AU)

Version 1

IFP Global Franchiser Fund (MAQ0404AU)

Version 1

IFP Global Franchiser Fund II (MAQ3060AU)

Version 1

Ironbark Renaissance Australian Small Companies Fund (PAT0002AU)

Version 1

iShares Core Composite Bond ETF (IAF)

Version 1

IShares MSCI EAFE ETF (IVE)

Version 1

iShares MSCI Emerging Markets ETF (IEM)

Version 1

Janus Henderson Tactical Income Fund (IOF0145AU)(TACT)

Version 1

Macquarie Income Opportunities Fund (MAQ0277AU)

Version 1

Magellan Global Fund (MGOC)

Version 1

OC MicroCap Fund (OPS0004AU)

Version 1

Ophir High Conviction Fund (PIM4401AU)

Version 1

Partners Group Global Value Fund (ETL0277AU)

Version 1

Perpetual Australian Share Fund (PER0049AU)

Version 1

Perpetual Diversified Income Fund (PER0260AU)

Version 1

Perpetual Real Return Fund (PER0556AU)

Version 1

PIMCO Income Fund (ETL0458AU)

Version 1

Platinum International Fund (PLA0002AU)

Version 1

ROBO Global Robotics & Automation ETF (ROBO)

Version 1

SGH Ice Fund (ETL0062AU)

Version 1

Spheria Australian Microcap Fund (WHT0066AU)

Version 1

Torica Absolute Return Income Fund (MST0002AU)

Version 1

VanEck Australian Equal Weight ETF (MVW)

Version 1

VanEck Australian Property ETF (MVA)

Version 1

VanEck Australian Subordinated Debt ETF (SUBD)

Version 1

VanEck FTSE Global Infrastructure (Hedged) ETF (IFRA)

Version 1

VanEck MSCI World ex-Australia Quality (Hedged) ETF (QHAL)

Version 1

VanEck MSCI World ex-Australia Quality ETF (QUAL)

Version 1

Vanguard All-World ex-US Shares Index ETF (VEU)

Version 1

Vanguard Australian Fixed Interest Index ETF (VAF)

Version 1

Vanguard Australian Property Securities Index ETF (VAP)

Version 1

Vanguard Australian Shares High Yield ETF (VHY)

Version 1

Vanguard Australian Shares Index ETF (VAS)

Version 1

Vanguard FTSE Emerging Markets Shares ETF (VGE)

Version 1

Vanguard Global Value Equity Active ETF (VVLU)

Version 1

Vanguard MSCI Australian Small Companies Index ETF (VSO)

Version 1

Vanguard MSCI Index International Shares (Hedged) ETF (VGAD)

Version 1

Vanguard US Total Market Shares Index ETF (VTS)

Version 1

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Our team is taking a short break, with the office closed from 4pm Thursday 19th December 2024, reopening on Monday 6th January 2025. The Property department will be available for urgent matters and will operate in a limited capacity between 2nd and 5th January.